About Us

Capital for SaaS business, it's all we do.

SaaS Capital recognizes the inherent value and stability built into the SaaS business model. Predictable high-margin revenue streams, in some cases supported by contracts, are the foundation of a credit-worthy business. We recognize that value and build credit products supported by your future cash-flow streams.

Many SaaS companies engage in long-term contracts not recognized as an asset under GAAP, but which can provide loan collateral if properly structured and operationally “back-stopped” by the lender. Our expertise in the SaaS business is not only financial, but operational as well. As part of our underwriting process, our technical specialists can assess the strength of your technical and customer support delivery capabilities. We will review the strength of your hosting provider as well.

Comprised of business people from the venture capital, software, and banking industries, the SaaS Capital leadership team is uniquely situated to fashion an efficient capital solution for SaaS companies.

Who we serve.

SaaS Capital offerings best fit with software companies that have $4 to $40 million in run rate revenue and have a history of strong renewal rates.

Initial advances might be as small as $250,000, or as large as $10 million.

Unlike venture debt or other term loans, SaaS Capital facilities are not normally advanced all at once requiring the company to initially borrow more money than it needs. The facilities are also not typically limited to any type of equity raise and do not contain any warrant provisions.