Scale your business with growth capital
SaaS Capital™ has been lending to SaaS companies since 2007. It’s time to put our expertise to work for you.
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Streamlined access to non-dilutive capital for qualified SaaS companies
Lending to SaaS companies is our singular focus. Our underwriting processes and our products are attuned to the needs of your business.
Work with the SaaS Capital™ team and experience:
- A transparent process tailored to SaaS businesses.
- Credit facilities with more availability and fewer restrictions.
- Quick decisions for qualified businesses; current venture-backing not required.
- Access to SaaS expertise and a decade worth of research data.
SaaS Capital™ pioneered alternative lending to SaaS. Since 2007 we have spoken to thousands of companies, reviewed hundreds of financials, and funded 60+ companies. We can make quick decisions. The typical time from first “hello” to funding is just 5 weeks.
Debt can be a powerful growth tool for SaaS companies. Properly structured, credit facilities can minimize dilution, while availability grows as the business scales. Our MRR line-of-credit offers high capital availability, few covenants, and long commitment periods.
SaaS Capital™ funds “scale-up” SaaS companies with $3 million or more in ARR. Companies do not need to be profitable or venture-backed to qualify, but they do need to have a solid history of retention.
We like to write things for you.
What's Your SaaS Company Worth?
This white paper is written for entrepreneurs, angel investors, and the management teams of SaaS businesses. The intent of the paper is to describe the approach used by most professional investors and strategic buyers to value a SaaS company. By better understanding the concepts and mechanics of valuing a SaaS business, management will be better able to articulate and maximize the value of their company, and also develop a more accurate estimate of the likely offers in a sale process or equity raise, resulting in a narrower bid-ask starting spread and higher likelihood of a successful outcome. The framework described in this paper is designed to be adaptable to the market environment well into the future.Read More
Private SaaS Company Valuations: Q1 2020 Update
We created the SaaS Capital Index (SCI) as a resource for the owners and operators of software-as-a-service (SaaS) businesses to use as part of a valuation framework for private SaaS companies. With the recent market swings at the end of Q1, it is an opportune time to check in on the SCI.
Cash Flow Dynamics in a Shrinking SaaS Business
If a SaaS business is charging its customers annually in advance, and that business starts to shrink, teams and investors must be acutely aware that its cash flow will go down much quicker than the P&L will indicate.
Comparison Guide of Debt Options for SaaS Companies
Using debt to fund a SaaS company is widely accepted and there is now a vibrant market of lenders. However, each lender has their own specific criteria, use cases, and non-trivial nuances in structure which makes it difficult to know which one is best for your company.
With SaaS Capital™, we’ve accelerated growth, avoided dilution, and utilized increased access to capital over time as the business has scaled. The SaaS Capital™ team is great to work with and strives to make it a win, win proposition.
They are a flexible, non-dilutive option and they really understand the needs of a SaaS business. Due to their extensive reach and best practices insight from other SaaS companies, SaaS Capital™ also adds significant value to Updox beyond just capital.
Their approach to financing and experience with other SaaS companies has set them apart as the premier partner for our business.
We were fortunate to have a number of financing alternatives, but in the end, the availability of the SaaS Capital™ line, coupled with the ability to draw down cash only when we need it, made SaaS Capital™ the obvious choice.
Driving better outcomes
Read our case studies to learn why SaaS Capital is the “just right” partner for SaaS businesses, how growth debt positioned a company for acquisition, and how a company created $28.8 million of net equity value.Learn More